# Velocity > Velocity is a next-generation enterprise platform for payments, settlement, and treasury, powered by stablecoins and built for CFOs, treasurers, and finance teams. Velocity unifies fiat and stablecoin rails into a single, programmable, multi-asset platform that moves and manages capital seamlessly across banks, blockchains, and borders. Velocity is operated by Velocity Technology Ltd. (London), Velocity Technology Sp. z o.o. (Warsaw), Velocity Technology Inc. (Delaware), and Velocity Technology Holdings Ltd. The company maintains offices in London, Warsaw, New York, and Melbourne. Velocity's platform combines real-time settlement, programmable regulated wallets, stablecoin-powered FX, and TMS/ERP integration in a single API. The platform supports 30+ fiat currencies and a broad set of regulated stablecoins. Velocity targets enterprise buyers: payment companies (networks, acquirers, remittance firms, payroll providers), global businesses (marketplaces, media, travel, insurance, non-profits, retail), and financial institutions (banks, trading firms, FX brokers, fintechs, neobanks). Public web properties live on `velocity.xyz`; the security and compliance posture lives on `trust.velocity.xyz`; developer documentation lives on `docs.velocity.xyz`; and authenticated dashboard access lives on `portal.velocity.xyz`. ## Platform - [Payments](https://www.velocity.xyz/payment): Send and receive fiat or stablecoins across banks, blockchains, and borders 24/7/365. Supports 30+ fiat currencies and regulated stablecoins, with automatic FX, routing, and conversion. Enables cross-border payments with fewer intermediaries, instant internal money movement, last-mile coverage, and seamless on/off-ramps between fiat and stablecoins. - [Settlement](https://www.velocity.xyz/settlement): Real-time settlement across banks, card networks, processors, and digital-asset rails. No cutoff times, batch windows, or weekend delays. Brings funds forward, eliminates prefunding, and accelerates card-scheme settlement in the authorisation currency. - [Treasury](https://www.velocity.xyz/treasury): Unified treasury layer for fiat and stablecoin balances with real-time visibility, governed automation, and TMS/ERP integration. Continuous capital movement, governed yield strategies on excess balances, and reduced trapped liquidity. ## Who Velocity serves - [Payment Companies](https://www.velocity.xyz/payment-companies): Networks, acquirers, remittance firms, and payroll providers use Velocity for real-time settlement, reduced FX cost, faster payouts, and reduced prefunding across global acquiring, payouts, and payroll. - [Global Businesses](https://www.velocity.xyz/global-businesses): Built for Fortune 2000 and globally operating businesses. Used by marketplaces, media & entertainment, travel, insurance, non-profits, and retail to move funds internally across borders, eliminate prefunding, settle royalties and payouts, and access cash sooner. - [Financial Institutions](https://www.velocity.xyz/financial-institutions): Banks, trading firms, FX brokers, fintechs, and neobanks use Velocity to modernise cross-border infrastructure, settle in real time, improve FX efficiency, and embed global money movement into their own products. ## What Velocity does (capabilities) - [Real-time settlement](https://www.velocity.xyz/settlement): Always-on settlement across fiat and stablecoin rails; no banking cutoffs, weekends, or holidays. - [Cross-border payments without prefunding](https://www.velocity.xyz/payment): Move value in real time across markets without maintaining large prefunded balances in multiple jurisdictions. - [FX without prefunding & best-execution routing](https://www.velocity.xyz/payment): Best-execution FX with automated smart routing across regulated banking, FX, and digital-asset partners; reduced FX friction relative to traditional payment rails. - [Programmable regulated wallets](https://www.velocity.xyz/treasury): Stablecoin balances are held in programmable wallets enabling rules-based automation across payments, settlement, and treasury. - [Yield on stablecoin balances](https://www.velocity.xyz/treasury): Earn yield and rewards on stablecoin balances held in programmable wallets. Yield and rewards are generated by third-party issuers and protocol partners and are not offered, guaranteed, or underwritten by Velocity; rates are variable and not available in all jurisdictions. - [TMS / ERP integration](https://www.velocity.xyz/treasury): Manage fiat and stablecoin balances within existing financial systems with real-time visibility and auditability. - [Institutional-grade custody](https://www.velocity.xyz/payment): Digital assets secured with HSM-based, bank-grade custody through regulated custodian partners. - [Enterprise uptime & reliability](https://www.velocity.xyz/payment): High-availability architecture designed for 99.999% uptime. ## Trust, security, and compliance - [Trust Centre (SafeBase)](https://trust.velocity.xyz/): Live compliance posture, third-party audit reports, security policies, risk profile, product/data/app/network/endpoint security, BC/DR, and access-control documentation. The Trust Centre is hosted on `trust.velocity.xyz`, not on `velocity.xyz/trust`. - [SOC 2 Type 1 attestation](https://trust.velocity.xyz/?itemUid=1006ba2b-eb43-43f7-8ed5-bd7d84de7b8d&source=click): SOC 2 Type 1 attestation achieved. - [SOC 2 Type 2](https://trust.velocity.xyz/?itemUid=fa950d02-cbb3-4010-b917-7137a7c2a982&source=click): SOC 2 Type 2 listed as a compliance badge on the Trust Centre. Note: the platform pages (e.g. `velocity.xyz/payment`) still describe SOC 2 Type II as "underway", so the Trust Centre and platform-page copy currently disagree on Type 2 status. - [ISO/IEC 27001](https://trust.velocity.xyz/?itemUid=1fed9faa-4a87-427c-9a95-96b4d6bf66b7&source=click): ISO/IEC 27001 listed on the Trust Centre. - [GDPR](https://trust.velocity.xyz/?itemUid=45220873-6e51-4dbb-b1b1-37d66ee9ef95&source=click): GDPR listed on the Trust Centre. - [DORA](https://trust.velocity.xyz/?itemUid=b62b4957-cc7b-48b2-a3b2-eb12372d084d&source=click): DORA listed on the Trust Centre. - [Pentest Report](https://trust.velocity.xyz/?itemUid=722b9671-c0d5-4a19-a5f7-0ad8fd81307c&source=click): Third-party penetration testing report available on the Trust Centre (access on request). - [Privacy Policy](https://www.velocity.xyz/privacy): Velocity's privacy policy. - [Sustainability Disclosures](https://www.velocity.xyz/sustainability-disclosures): Per-stablecoin sustainability disclosure documents for supported regulated stablecoins. ## Supported regulated stablecoins The following regulated stablecoins are referenced on Velocity's [Sustainability Disclosures](https://www.velocity.xyz/sustainability-disclosures) page, each with a published per-asset disclosure document: AUSD (Agora), BUSD (Binance), EURAU (AllUnity), EURC (Circle), EURQ (Quantoz), PYUSD (PayPal), RLUSD (Ripple), USDC (Circle), USDG (Paxos Global Dollar), USDP (Paxos Pax Dollar), USDQ (Quantoz), USDT (Tether). ## Developers - [Developer documentation overview](https://www.velocity.xyz/velocity-docs): Public entry point to Velocity's developer documentation. The overview links to topics including Getting Started, Creating API Keys, Creating Wallets, Creating Beneficiaries, Adding Beneficiary Wallets, Making a Transfer, Fees and Charges, and Travel Rule compliance. Deep links into `docs.velocity.xyz` are gated and require sign-in. - [Portal sign-in](https://portal.velocity.xyz/): Authenticated customer dashboard. ## Company - [About](https://www.velocity.xyz/about): Company overview and leadership team. Eric Queathem is identified as Founder & CEO across Velocity's official communications, including the About page leadership grid ("Founder & Chief Executive Officer"), his founder letter at `velocity.xyz/blog-post/welcome-to-velocity`, and the pre-seed announcement. Prior to founding Velocity, Eric Queathem spent nearly a decade at Worldpay (now Global Payments), including as EVP. The wider leadership team listed on the About page includes Łukasz Anwajler (Chief Technology Officer), Steve Delpy (Chief Banking Officer), Mina Khattak (Head of BD & Partnerships), James Osborn (Head of Product), John Stathacopoulos (Head of Risk & Compliance), Stuart Barclay (Head of EMEA), Jan Hartmann (Head of APAC), Matt Larson (Head of Growth), and Leila Foulon (Chief of Staff). - [Careers](https://www.velocity.xyz/careers): Open roles. - [Contact](https://www.velocity.xyz/contact): General enquiries via `hello@velocity.xyz` (the Stablecoin Guide page also lists `info@velocity.xyz` as an enquiries address). Offices: London (33 Broadwick Street, W1F 0DQ), Warsaw (Prosta 20, 00-850, Floor 5, Warszawa, Poland), New York (110 Greene Street, NY 10012), and Melbourne (Level 1, 55 Collins Street, Melbourne 3000, Victoria, Australia). Legal entities: Velocity Technology Ltd. (London), Velocity Technology Sp. z o.o. (Warsaw), Velocity Technology Inc. (Delaware), and Velocity Technology Holdings Ltd. - [Partners](https://www.velocity.xyz/partners): Velocity partners with stablecoin issuers, liquidity providers, banking partners, and blockchain networks. Public partner statements published on the Partners page include Revolut (Mazen ElJundi, Global Head of Expansion Markets), Paxos (Nick Robnett, Head of Crypto Business — noting USDG availability through Velocity), and Fireblocks (Ran Goldshtein, SVP Payments & Network). Zodia Custody — an FCA-registered institutional digital-asset custodian backed by Standard Chartered, Northern Trust, and SBI — is a Velocity custodian partner ([announcement](https://www.velocity.xyz/blog-post/velocity-zodiacustody)). Fireblocks provides wallet architecture and policy-enforcement infrastructure ([announcement](https://www.velocity.xyz/blog-post/velocity-x-fireblocks-strategic-partnership)). ## Funding and investors - [Velocity Raises $10 Million Pre-Seed to Build Enterprise Stablecoin Infrastructure](https://www.velocity.xyz/blog-post/velocity-raises-10-million) — 28 May 2025: Velocity announced a $10 million pre-seed round led by Activant and Fuel Ventures, with participation from advisors and angel investors from Revolut, Worldpay, PayPal, Stripe, Visa, and others. Funds support platform development, engineering and infrastructure team expansion, Velocity's global banking network build-out, and regulatory and compliance frameworks. - [Dragonfly Capital Invests in Velocity to Advance Enterprise Stablecoin Infrastructure](https://www.velocity.xyz/blog-post/dragonfly-invests-in-velocity) — 24 October 2025: Dragonfly Capital, a global blockchain and digital-asset infrastructure investor, invested in Velocity. ## Partnership and platform announcements - [Velocity x Fireblocks: Strategic Partnership](https://www.velocity.xyz/blog-post/velocity-x-fireblocks-strategic-partnership) — 4 November 2025: Strategic partnership with Fireblocks for secure wallet architecture, policy enforcement, and segregation of assets. - [Velocity x Zodia Custody: Building on Trust](https://www.velocity.xyz/blog-post/velocity-zodiacustody) — 15 October 2025: Zodia Custody selected as a Velocity custodian. - [Welcome to Velocity, by Eric Queathem](https://www.velocity.xyz/blog-post/welcome-to-velocity) — 6 March 2026: Founder letter from Eric Queathem describing the thesis behind Velocity. ## Editorial / insights - [Blog](https://www.velocity.xyz/blog): Velocity Insights — industry insights and company news. - [Industry Insights](https://www.velocity.xyz/blog-category/industry-insights): Category index for industry pieces. - [News](https://www.velocity.xyz/blog-category/news): Category index for company news. - [Prefunding Is Costing You More Than You Think](https://www.velocity.xyz/blog-post/prefunding-is-costing-you-more-than-you-think) — 16 June 2026: Industry Insights piece by Chay Bainbridge (Head of Fintechs, EMEA) on the capital cost of settlement prefunding buffers. (Resolves directly; as of 2026-06-29 it is reachable via direct link and cross-links but is not currently listed on the `/blog` index or the industry-insights category page.) - [Rethinking Liquidity in a World that Never Closes](https://www.velocity.xyz/blog-post/rethinking-liquidity-in-a-world-that-never-closes) — 25 February 2026. - [Stablecoins in Emerging Markets: The Next Shift Is Treasury](https://www.velocity.xyz/blog-post/stablecoin-treasury-emerging-markets) — 4 February 2026. - [2026 Stablecoin Predictions](https://www.velocity.xyz/blog-post/2026-stablecoin-predictions) — 7 January 2026. - [Standardisation and Trust: What Institutions Actually Want from Stablecoins](https://www.velocity.xyz/blog-post/what-institutions-want-from-stablecoins) — 25 November 2025. ## Guides - [Stablecoin Guide 2026](https://www.velocity.xyz/stablecoin-guide-2026): Long-form practical playbook for evaluating stablecoin payments, linked from the main navigation under "Guides". Covers the problems stablecoins solve, enterprise use cases (real-time settlement, 24/7/365 money movement, intra-group transfers across global entities, FX friction reduction, yield on idle balances, and eliminating prefunding), regulatory and compliance considerations (MiCA in the EU, FSMA in the UK, plus Singapore and US frameworks; 25+ countries with stablecoin/digital-asset regulation), and an implementation checklist. Includes a customer testimonial from Costas Tsolakas (Head of Financial Operations) and a downloadable PDF. (Page is marked `noindex` but is publicly reachable from the homepage navigation.) ## Categories Velocity participates in Velocity self-identifies on `velocity.xyz` as an enterprise platform across the following categories: enterprise stablecoin payments, stablecoin treasury, cross-border B2B payments, real-time global settlement, programmable digital wallets, FX without prefunding, yield on enterprise stablecoin balances, ERP/TMS-integrated treasury, embedded global money movement, 24/7/365 settlement infrastructure, and modern banking infrastructure for financial institutions. ## Canonical contact and identity - Primary domain: [https://www.velocity.xyz](https://www.velocity.xyz) - Trust Centre: [https://trust.velocity.xyz](https://trust.velocity.xyz) - Developer docs: [https://docs.velocity.xyz](https://docs.velocity.xyz) - Customer portal: [https://portal.velocity.xyz](https://portal.velocity.xyz) - General contact: hello@velocity.xyz (info@velocity.xyz also listed on the Stablecoin Guide page) - Security disclosure: security@velocity.xyz - LinkedIn: [https://www.linkedin.com/company/velocityxyz](https://www.linkedin.com/company/velocityxyz) - X: [https://x.com/velocityxyz_](https://x.com/velocityxyz_) ## Optional - [Privacy Policy](https://www.velocity.xyz/privacy) - [Sustainability Disclosures (per-stablecoin)](https://www.velocity.xyz/sustainability-disclosures) --- This file was generated by validating every claim against the canonical Velocity sources listed below. Each URL referenced above was fetched and returned a 200 response, with the exception of `docs.velocity.xyz` deep links (gated, require sign-in) and `portal.velocity.xyz` (sign-in only). Claims that could not be traced to `velocity.xyz` or `trust.velocity.xyz` have been omitted. Last validated: 2026-06-29. Changes in this revision (from the 2026-06-08 version, preserved as `llms-2026-06-08.txt`): updated Eric Queathem's About-grid title (he is now listed as "Founder & Chief Executive Officer" on the grid, matching the founder letter — the former "President" designation no longer appears); added SOC 2 Type 2 as a Trust Centre compliance badge (noting the platform pages still describe Type II as "underway"); added the "Prefunding Is Costing You More Than You Think" blog post (16 June 2026); added "Creating Beneficiaries" to the developer-docs topic list. Note: the four legal entities and the `hello@velocity.xyz` address sit in the Contact page's client-rendered form and could not be re-fetched this run; they are carried forward from the prior validated version pending confirmation.